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Medicaid provides a critical safety net for seniors needing long-term care, but qualifying can be complex, especially for married couples. In 2025, the Community Spouse Resource Allowance allows the healthy spouse to retain up to $157,920 in assets, while the Monthly Maintenance Needs Allowance ensures they can keep a minimum income. Consulting an elder law attorney can help navigate these rules and protect your financial future.

Medicare covers older adults and those under 65 with long-term disabilities, though most must wait 24 months after receiving SSDI to qualify. Some conditions, like ALS, bypass this wait. Medicare includes hospital (Part A), outpatient (Part B), drug coverage (Part D), and Medicare Advantage (Part C). Chubb Law Firm can help you navigate Medicare and disability benefits. Call (916) 241-9661 for guidance.

Approaching retirement? Medicare provides crucial health insurance for those 65 and older. Learn about Medicare Parts A, B, C, and D, how to enroll, and what costs to expect. Understand your options to ensure you're covered for medical expenses in retirement. For expert guidance, contact Chubb Law Firm PC today!

An Advance Healthcare Directive (AHCD) is an important legal document that will allow you to make choices for your future wellbeing, health care, and end-of-life care; as well as appoint a trusted person as your agent. Your chosen agent has the legal authority to make decisions for you and communicate with healthcare professionals if you are unable to. Without this very important legal document in place, no one, not even your spouse, has the legal authority to make decisions for you.

While it has benefited millions of people, using Medicare can be overwhelming. For many, it may even be difficult to figure out if you qualify for Medicare in-home care and know what is and isn’t covered. 

In a rare instance of bipartisan cooperation, Congress recently passed a law that will expand benefits to individuals enrolled in Medicare Advantage plans who have chronic illnesses.

"My 80-year-old mom, who is in relatively good health, just filled out an Advance Healthcare Directive at her doctor’s office and named me as her agent. Now what do I do?"

As an estate planning and elder care lawyer in Sacramento, I’m often asked what is the difference between Medicare and Medicaid and how can you best prepare for long-term care.